Credit Cards
Select Credit Card by Type or Offer!
Applied Bank Credit Cards
Discover® Credit Cards
First Premier® Credit Cards
HSBC Bank Credit Cards
IBERIABank Credit Cards
New Millennium Bank Credit Cards
Public Savings Bank Credit Cards
RUSHCARD™ Credit Cards
The Bancorp Bank Credit Cards
With Credit Cards 27 fabulous credit card offers, you will be able to find the perfect card that will meet your needs, credit score and desired rewards. The main benefit to each customer using a credit card is convenience. Compared to debit cards and checks, a credit card allows small to medium short-term loans that are approved every time a customer who use the card for a transaction, provided the total charges do not exceed the maximum credit line for the card.
Because of intense competition in the credit card industry, credit card providers often offer incentives such as frequent flyer points, gift certificates, or cash back (typically up to 1 percent based on total purchases) to attract customers to their programs. This is a great benefit to a consumer, since each person can find the perfect reward system that these cards offer.
Low interest credit cards or even 0% interest credit cards are available. However, services are available which alert credit card holders when their low interest period is due to expire. Most such services charge a monthly or annual fee, but not all do. A credit card's grace period is the time you (the customer) has to pay the balance before interest is charged to the balance. Grace periods vary, but usually range from 20 to 40 days depending on the type of credit card and the issuing bank. Some policies allow for reinstatement after certain conditions are met.
Usually, if a customer is late paying the balance, finance charges will be calculated and the grace period does not apply. Finance charges incurred depend on the grace period and balance; with most credit cards there is no grace period if there is any outstanding balance from the previous billing cycle or statement (i.e. interest is applied on both the previous balance and new transactions). However, there are some credit cards that will only apply finance charge on the previous or old balance, excluding new transactions.








